If you are looking for a quick pre-approval before going through the pre-approval process with a Mortgage Broker, download the My Tool Box app and you can get a pre-approval in 60 seconds! https://www.dlcapp.ca/app/catherine-pynappels?lang=en Contact me if you have any questions!  

Merry Christmas to my wonderful clients and to all the Professionals in the industry that I worked with this year!  I am so grateful for your support and trust this year. Wishing you a joyful holiday season and all the very best in the New Year!

As we wrap up 2025, many Canadian homeowners and buyers are taking a moment to review their financial plans—especially when it comes to mortgages. December is always a time for reflection, but this year, the shifting economic landscape has made mortgage planning even more important. Throughout 2025, we’ve seen greater stability in both fixed and […]

Refinancing your mortgage can be a smart way to access the funds you need for home improvements—especially when the renovations are big-ticket items like kitchens, bathrooms, additions, or major repairs. There are a number of different ways to access your equity.  You can refinance and lock into a new mortgage amount allowing access to funds […]

Does rental income help you qualify for a higher purchase price?  Yes! Rental income can increase your buying power and help you qualify for a mortgage more easily. Even if the suite is not currently tenanted, you can still use the rental income to help you qualify. Your Mortgage Broker can help you get pre-qualified […]

Why use a Mortgage Broker? A Mortgage Broker acts on your behalf between you and potential lenders. Instead of going directly to one bank, a broker shops around on your behalf to find the best deal — saving you time, money, and stress. There is NO FEE to use a Mortgage Broker, the Lender pays […]