General Catherine Pynappels 28 Jan
The Bank of Canada held its overnight benchmark interest rate at 2.25 per cent on Wednesday. The announcement comes after the Bank’s first monetary policy meeting of 2026, and marks the second straight hold to borrowing rates. Here are the key dates to note for the next announcements in 2026
Read MoreGeneral Catherine Pynappels 6 Jan
If you are looking for a quick pre-approval before going through the pre-approval process with a Mortgage Broker, download the My Tool Box app and you can get a pre-approval in 60 seconds! https://www.dlcapp.ca/app/catherine-pynappels?lang=en Contact me if you have any questions!
Read MoreGeneral Catherine Pynappels 18 Dec
Merry Christmas to my wonderful clients and to all the Professionals in the industry that I worked with this year! I am so grateful for your support and trust this year. Wishing you a joyful holiday season and all the very best in the New Year!
Read MoreGeneral Catherine Pynappels 26 Nov
As we wrap up 2025, many Canadian homeowners and buyers are taking a moment to review their financial plans—especially when it comes to mortgages. December is always a time for reflection, but this year, the shifting economic landscape has made mortgage planning even more important. Throughout 2025, we’ve seen greater stability in both fixed and […]
Read MoreGeneral Catherine Pynappels 6 Nov
Refinancing your mortgage can be a smart way to access the funds you need for home improvements—especially when the renovations are big-ticket items like kitchens, bathrooms, additions, or major repairs. There are a number of different ways to access your equity. You can refinance and lock into a new mortgage amount allowing access to funds […]
Read MoreLatest News Catherine Pynappels 29 Oct
Oct 29, 2025 The Bank of Canada reduced its target for the overnight rate by 25 basis points (0.25 %) to 2.25%. This means Prime Rate is now 4.45%. This is the second consecutive rate cut and is the lowest rate since around July 2022. The Bank of Canada also implied this will be the […]
Read MoreGeneral Catherine Pynappels 21 Oct
Does rental income help you qualify for a higher purchase price? Yes! Rental income can increase your buying power and help you qualify for a mortgage more easily. Even if the suite is not currently tenanted, you can still use the rental income to help you qualify. Your Mortgage Broker can help you get pre-qualified […]
Read MoreGeneral Catherine Pynappels 15 Oct
Why use a Mortgage Broker? A Mortgage Broker acts on your behalf between you and potential lenders. Instead of going directly to one bank, a broker shops around on your behalf to find the best deal — saving you time, money, and stress. There is NO FEE to use a Mortgage Broker, the Lender pays […]
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